Is Senior Living The Right Option For You?

“Senior living” includes several alternatives to aging in place at home:

  • independent living for those who can cope with the everyday routines and activities
  • assisted living for people who need some basic assistance but are still able to do most of the things on their own
  • memory care for those who have illnesses that affect their normal brain function
  • continuing care provided in retirement communities or nursing homes

Which one is right for you? The answer depends on several factors and you should start by asking yourself a few questions:

How is your overall heath level? Do you suffer from some specific illness? Are you still active, can you manage your daily activities and personal needs? Can you manage your medication? Would you like to remain independent for as long as possible?

Another aspect that you must not overlook is about the costs attached to senior living. If you are over 65 years old,, you can use Medicare and pay for nursing and rehabilitation services (for up to 100 days following your hospital stay. However, this is not an option when it comes to independent or assisted living; these services must be paid through private paying options. If you do not have the money, you can consider selling or renting your home, a reverse mortgage, a retirement plan, or long-term care insurance.   Then your family will have to ask themselves is there senior living near me in Abilene that offers wonderful care for my loved ones.